Frequently Asked Questions


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	Frequently Asked Questions If I apply online and am accepted, do I need to print anything? Do I need to take the printed page with my approved amount to my doctor’s office? Do I need to know how much my procedure will be before applying? Is there a minimum amount I must apply for? Is there a maximum loan amount? May I apply online? May I apply by fax? May I apply by phone? Must I already be scheduled for a procedure before applying? How long will it take to process my application? What is the interest rate? What is the payment period? May I pay off my balance anytime I choose? Are there any additional fees? What are the loan term options? Are there any pre-payment penalties? Answers If I apply online and I am accepted, do I need to print anything? Yes, you need to print the approval page with the amount you were approved for. Take this printed page with you the next time you see your Cosmetic Dentist. Back to top Do I need to take the printed page with my approved amount to my doctor’s office? Yes. Back to top Do I need to know how much my procedure will be before applying? Yes and no. It helps to know how much the procedure will cost before applying for the loan. This way you will borrow the correct amount, not too much or too little. However, it is not necessary. You may borrow whatever amount you prefer as long as you reach the minimum loan amount and do not exceed the maximum loan amount. Back to top Is there a minimum amount I must apply for? Yes. You must borrow at least $800. Back to top Is there a maximum loan amount? Yes. $20,000 is the maximum amount for which you may apply per procedure. Back to top May I apply online? Yes. Click here to apply online. Back to top May I apply by fax? Yes. Click here to print via fax. Back to top May I apply by phone? Yes. Call 1-800-637-8324 and dial option “0”. Back to top Must I already be scheduled for a procedure before applying? No. We can process your application prior to your surgery. Back to top How long will it take to process my application? Instantly, if you use the secure on-line form or apply by phone. Faxed applications will be decided within 15 minutes. Back to top What is the interest rate? The interest rate is based on your credit standing and will be disclosed to you at the time of approval. Back to top What is the payment period? You may choose to pay off your loan in 2 to 7 years. Back to top May I pay off my balance anytime I choose? Yes, with no penalty charges. Back to top Are there any additional fees? No. Back to top What are the loan term options? Loan term options range from 2 yrs to 7 yrs. Back to top Are there any pre-payment penalties? No. You may pay off your loan at any time free of penalties. Back to top

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	© CosmeticDentistFinder 2001. Site designed and maintained by TNT Dental. A Cosmetic Dentist is a General Dentist or Prosthodontist who provides cosmetic dental services to his patients. Neither the position of Cosmetic Dentist nor the practice of Cosmetic Dentistry is defined as a speciality by the American Dental Association.